Harmeet Singh, REALTOR®Tools › Mortgage
Stress Test
Since 2021 every federally regulated lender qualifies you at the greater of your contract rate plus two points or 5.25%. It is why your pre-approval feels smaller than your budget.
Your Numbers
Your Personal Report
Save these numbers as a branded image, or have it emailed to you. If you want to talk, the conversation starts from your actual situation.
Estimates only, for information. Not mortgage, tax or legal advice. Rates, rules and rebates change; confirm every figure with your lender, lawyer and the CRA before you rely on it.
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