Tools › Deciding
Rent vs buy
Buying is not automatically winning. The honest comparison gives the renter credit for investing the down payment and every monthly dollar they did not spend on ownership, and charges the buyer for selling costs at the end.
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You get this page as a PDF. We get your figures, so if you want to talk, the conversation starts from your actual situation.
Estimates only, for information. Not mortgage, tax or legal advice. Rates, rules and rebates change; confirm every figure with your lender, lawyer and the CRA before you rely on it.
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