Harmeet Singh, REALTOR®
Harmeet Singh, REALTOR® · Dream Villa Group
Good Homes Are Easy to Find. Good Deals Aren't.
429 new-home communities across the GTA and 34 free Ontario calculators.
What a First-Time Buyer Gets Back on a New Build
Assumes every buyer on title is a first-time buyer, outside Toronto, 10% down. Full breakdown
Harmeet Singh
Clients Who Bought With Us
The Tools That Make the Difference
Most buyer sites have a mortgage calculator. Pre-construction needs different math: what the deposits do to your cash in year one, whether you will still qualify on closing day, what a delay costs, what the sticker price really is once the HST is unpicked. These are built for that.
HST on a New Build
The price under the sticker, both rebates, and exactly what a first-time buyer saves, with the 2026 rules.
Free Money Finder
Every government program a first-time buyer can stack, added up into one number.
Deposit Structure Comparator
Two homes at similar prices can need wildly different cash in year one. See which one you can actually afford.
Closing-Day Mortgage Readiness
You qualify today. Will you still qualify on the day you actually need the mortgage, two or three years from now?
Delay Cost
Closing slips a year. Here is what it costs you, and what Tarion may pay back.
New Build vs Resale, True Cost
Price per square foot after every adjustment, on both sides. New often loses on paper and wins on other things.
429 Communities, Filtered Your Way
Every active and upcoming low-rise release we track across the GTA and Golden Horseshoe, listed by area, home type, price band and closing window. Save the ones that fit, compare three side by side, and ask for the price list on any of them.
Builder and community names are held back on the public listing. You get them, with the current price list and floorplans, when you ask.
Open the project explorer
Counts by region, updated as releases open and close.
Or let the house picker chooseWhat You Get When You Work With Dream Villa Group
We work with you, not for a sale. No pressure and no chasing. Ask anything, take your time, and buy only when the numbers work for you. If waiting is the better move, we will say so.
On most new builds the builder pays the buyer's agent, so having your own REALTOR® usually costs you nothing. Confirm it for your project, then use all of this, from bare land to your keys.
Choose the Right Home
Before you buy: compare and check everything.
- Compare communitiesPrices, layouts and closing dates side by side, not just one sales office.
- Floor plan comparisonRoom sizes, storage and parking compared across the layouts you like.
- Lot and elevation advicePremiums, sun direction, privacy and road exposure checked before you choose.
- Neighbourhood plansPlanned roads, schools, parks and nearby development checked.
- Price checkHow the builder's price compares with nearby new builds and resale.
- Builder track recordChecked in Tarion's public builder directory with you.
Sign and Design
Sign safely, then pick your finishes.
- Builder terms asked for youWe ask for available incentives, deposit flexibility and better terms.
- Free agreement reviewDeposits, caps, closing adjustments and assignment rights, walked through with you before you sign.
- Free lawyer reviewA real estate lawyer reviews the agreement at no cost to you, inside the review period.
- Decor and upgradesWhat to do with the builder at the design studio and what to skip.
While It Is Being Built
We stay with you until closing.
- Updates until closingConstruction, delay notices and closing dates followed with you.
- Estimated total costLot premiums, development charges and closing adjustments, confirmed with your lawyer.
- Assignment helpIf plans change before closing, help with an assignment sale.
Closing and Keys
Get approved, get your rebate, move in.
- Mortgage helpFinal approval, closing-day qualification and rate holds, planned well before closing.
- HST relief helpUp to $130,000 for eligible buyers, worked out for your price.
- Inspection and warranty helpReady for the pre-delivery inspection, and help with the Tarion forms.
Areas We Serve
New-home buyers across the Greater Toronto Area and the Golden Horseshoe. Each area page covers how new builds work there and what to ask before you sign.
What Clients Say
As first-time home buyers, we thought we had a basic understanding of the process, but Harmeet completely changed the game for us. During our very first meeting, he walked us through a detailed presentation tailored for…
Read the full reviewI had an amazing experience working with Harmeet! He helped me sell my condo unit within just two weeks of listing. From start to finish, he made the entire process as smooth and stress-free as possible. He took care of…
Read the full reviewHarmeet provided exceptional service throughout our home search process. He took the time to thoroughly understand our needs and went above and beyond to help us find the ideal property. His friendly and approachable demeanor…
Read the full reviewClient Reels
Start With a Real Number
Use any tool, then email yourself the results. If you want to talk, we start from your figures rather than a blank page. The only way to reach us is the form, we call you.
Talk to us